Passwords, crypto wallets, social-media accounts, online businesses, and cloud-stored photos—today’s estate plans must address more than just the house and the 401(k). Without proper instructions, your loved ones may be locked out of accounts, unable to access important documents, or forced to watch precious memories disappear when subscriptions lapse.
Maryland follows the Revised Uniform Fiduciary Access to Digital Assets Act, which allows you to grant your executor or trustee legal access to your digital property. The key is documenting your wishes clearly and securely. A simple letter of instruction (kept with your estate documents but not filed publicly) can list accounts, usernames, and the location of any master password manager. Some clients also add a “digital executor” clause to their will or trust.
Think beyond access: Do you want your Facebook page memorialized or deleted? Should family photos be downloaded and shared? Would you like a final post or email sent on your behalf? These details matter deeply to those left behind.
Modern estate planning now includes a digital-assets inventory and clear instructions. The process is straightforward, private, and far less technical than most people fear.
Your online life is still your life. Make sure it’s handled with the same care you give your physical assets.
Ready to secure every part of your legacy—online and off? Start by booking a Peace of Mind Planning Session. We will answer your questions, go over your options, and discuss our unique flat-fee pricing. Mention this article, and we’ll waive the $300 session fee! BOOK HERE.